Why SARB Will Cut Interest Rates in November 2025: A Data-Driven Prediction
•6 min read
Why the South African Reserve Bank is likely to cut prime and repo rates in November 2025. Analysis of inflation trends, SARB policy, and what it means for your home loan and savings.
R30,000 Salary: How Much Actually Stays in Your Pocket?
•6 min read
Break down a R30,000 monthly salary to see how much you actually keep after PAYE, UIF, and other deductions. Plus, learn how retirement annuities can reduce your tax bill.
Understanding UIF: Your Guide to Unemployment Insurance in South Africa
•10 min read
Learn everything about UIF (Unemployment Insurance Fund) in South Africa - what it is, who qualifies, how to claim, contribution rates, and the monthly cap.
How to Calculate Your Effective Tax Rate in South Africa
•7 min read
Learn how to calculate your effective tax rate, understand how raises affect your tax bracket, and why moving up a bracket isn't as scary as you think.
Dave Ramsey's Baby Steps - The South African Version
•8 min read
Dave Ramsey's famous Baby Steps adapted for South Africans. Learn how to build wealth using TFSAs, retirement annuities, and SA-specific financial strategies.